How to Create Payoneer Account 2024

How to create payoneer Account In Nigeria – Payoneer is a financial services company that provides online money transfer and digital payment services. It offers individuals and businesses the ability to create accounts that can be used for sending and receiving funds globally, facilitating cross-border transactions and payments. Payoneer accounts often come with features like prepaid debit cards that can be used for online and offline purchases, making it convenient for freelancers, businesses, and professionals who work internationally.


To create a Payoneer account, follow these steps:

  • Visit the Payoneer website.
  • Click on the “Sign Up” button.
  • Choose whether you’re an individual or a company.
  • Fill out the required personal and contact information.
  • Provide details about your business or occupation.
  • Verify your identity by submitting the necessary documents (ID, proof of address, etc.).
  • Once approved, set up your security questions and a password.
  • Link your bank account details for withdrawal purposes.
  • Wait for your account to be reviewed and approved by Payoneer.
  • Keep in mind that the exact steps may vary, so make sure to follow the instructions on the Payoneer website during the account creation process.


To create a Payoneer account, you will typically need the following information and documents:

  • Personal Information:
  • Full name
  • Date of birth
  • Nationality
  • Email address
  • Phone number
  • Address Information:
  • Residential address
  • City
  • Postal code
  • Country
How to verify payoneer account

Identity Verification Documents (One or more of the following):

  1. Government-issued photo ID (passport, driver’s license, national ID)
  2. Proof of address (utility bill, bank statement, rental agreement)
  3. Bank Account Details:
  4. Bank name
  5. Account holder name
  6. Account number (IBAN)
  7. Routing number (for US accounts)
  8. Bank’s SWIFT/BIC code (for international accounts)
  9. Information About Your Business or Occupation (if applicable):
  10. Business name (if you’re registering as a company)
  11. Description of your business or occupation
  12. Estimated annual income
  13. Tax Identification Number (TIN) or Social Security Number (SSN) (if applicable to your country)

It’s important to note that the exact requirements may vary depending on your country of residence and the specific policies of Payoneer. Always refer to the Payoneer website or customer support for the most up-to-date and accurate information on the documents needed to create an account.

How to send and receive money from payoneer account

Sending and receiving money through a Payoneer account involves a few steps:

Sending Money: Log in to your Payoneer account. From the dashboard, click on “Send Money” or a similar option:

  • Enter the recipient’s email address associated with their Payoneer account.
  • Choose the currency and amount you want to send.
  • Review the transaction details and confirm.
  • Payoneer will deduct the funds from your account balance and initiate the transfer.

Receiving Money: Provide the payer with your Payoneer Global Payment Service details:

  • Bank name
  • Account holder name (your name)
  • Account number (Payoneer’s account number)
  • Routing number or SWIFT/BIC code (depending on the currency)
  • The payer initiates the transfer to your Payoneer Global Payment Service account.
  • Once the funds are received, they will be credited to your Payoneer balance.
  • You can use the funds for purchases, withdrawals, or transfers as needed.

It’s important to note that sending and receiving fees may apply, depending on factors such as the currency, location, and type of transaction. Always review the terms and fees on the Payoneer website to understand the costs associated with sending and receiving money.


How to get payoneer Mastercard

Additionally, Payoneer offers other features such as the Payoneer Mastercard, which allows you to access your funds through ATMs and make purchases, as well as receive payments from companies that work with Payoneer’s payment services.

To create a Payoneer ATM Mastercard, follow these steps:

  1. Sign Up: If you don’t have a Payoneer account, sign up on the Payoneer website. If you already have an account, log in.
  2. Verify Account: Make sure your Payoneer account is verified. You might need to provide identification and other documents for verification purposes.
  3. Log In to Your Account: Once your account is verified and active, log in to your Payoneer account.
  4. Order Payoneer Mastercard: In your account dashboard, navigate to the “Settings” or “Profile” section. Look for an option like “Order a Card” or “Payoneer Mastercard.”
  5. Personal Details: You might need to provide your shipping address and other personal details. This is where your Payoneer Mastercard will be sent.
  6. Review and Confirm: Review the details you’ve provided and confirm the order. Some countries may have associated fees for ordering and using the Payoneer Mastercard.
  7. Wait for Delivery: Once your order is confirmed, Payoneer will process your request and send the Mastercard to the address you provided during registration.
  8. Activate Your Card: When you receive the Mastercard, it will come with instructions on how to activate it. This usually involves logging in to your Payoneer account and following the activation process.
  9. Use Your Card: Once activated, you can start using your Payoneer Mastercard to make purchases online and offline, and you can also withdraw funds from ATMs that accept Mastercard.

Please note that the availability of the Payoneer Mastercard and the specific steps involved may vary based on your country of residence and Payoneer’s policies. Always refer to the Payoneer website or contact their customer support for the most accurate and up-to-date information on ordering and using a Payoneer Mastercard.


Certainly, here are some benefits of having a Payoneer account:

  • Global Payments: Payoneer enables you to send and receive funds across the world, making it convenient for international transactions.
  • Cross-Border Commerce: If you’re a freelancer or business dealing with clients or customers abroad, Payoneer simplifies cross-border payments.
  • Multiple Currencies: You can hold balances in various currencies within your Payoneer account, allowing you to manage and convert funds as needed.
  • Prepaid Debit Card: Payoneer offers a prepaid debit card that you can use for online and offline purchases, providing easy access to your funds.
  • Quick Access to Funds: Once funds are received in your Payoneer account, you can access them quickly, making it suitable for time-sensitive financial needs.
  • Mass Payouts: Businesses can use Payoneer’s mass payout services to pay freelancers, suppliers, or employees globally, saving time and reducing administrative hassle.
  • Low Transaction Fees: Payoneer’s fees are often lower than traditional banking methods or other money transfer platforms.
  • Currency Conversion: Payoneer’s currency conversion services allow you to convert funds from one currency to another at competitive rates.
  • Flexibility: Payoneer accounts are versatile and cater to different types of users, including freelancers, businesses, and professionals.
  • Security: Payoneer employs security measures like two-factor authentication and data encryption to ensure the safety of your financial information.
  • Customer Support: Payoneer provides customer support through various channels, helping you resolve issues or get assistance when needed.
  • Online Shopping: You can use your Payoneer card to shop online at websites that accept MasterCard, offering convenience and security for your purchases.
  • Partner Network: Payoneer has partnerships with various marketplaces and platforms, making it easier to receive payments from these sources.
  • Integration: Payoneer can integrate with various e-commerce platforms and marketplaces, streamlining payment processes for online sellers.
  • Financial Management: Payoneer’s account dashboard offers tools for tracking transactions, managing balances, and viewing financial statements.

These benefits make Payoneer a popular choice for individuals and businesses engaged in international transactions and cross-border commerce.


  1. Sign Up or Log In: If you don’t have a Payoneer account, sign up on the Payoneer website. If you already have an account, log in.
  2. Access Global Payment Service: Once logged in, navigate to the “Receive” tab or a similar section. Look for the “Global Payment Service” option.
  3. Choose USD Account: From the available currency options, select “USD – US Dollar” as the currency for which you want to create an account.
  4. Provide Details: Payoneer will provide you with bank account details (a virtual bank account) specifically for receiving USD. These details typically include a routing number (ABA), account number, and bank name.
  5. Use the Details: Use these provided bank details to receive payments from companies and individuals that send USD. You can provide these details to your clients, marketplaces, or anyone who needs to send you payments.
  6. Funds Received: Once USD payments are sent to your Payoneer USD receiving account, the funds will be credited to your Payoneer account in USD.
  7. Withdraw or Spend: You can then choose to withdraw the funds to your linked bank account or use the balance for purchases using the Payoneer Mastercard or other Payoneer services.

Payoneer offers a service called the “Payoneer Global Payment Service,” which provides you with receiving accounts in multiple currencies, including US Dollars (USD). These receiving accounts allow you to receive payments as if you have a local bank account in that currency. Here are some of the details about the currencies that Payoneer supports through its Global Payment Service:


  • USD – US Dollar: This account provides you with a US-based receiving account, allowing you to receive payments in US Dollars.
  • EUR – Euro: Payoneer offers Euro-receiving accounts for those who frequently receive payments in Euros.
  • GBP – British Pound: Similarly, there’s an option for a British Pound receiving account for those dealing with UK-based transactions.
  • JPY – Japanese Yen: Payoneer also offers Japanese Yen receiving accounts for those who need to receive payments in JPY.
  • AUD – Australian Dollar: An Australian Dollar receiving account is available for transactions involving AUD.

Please note that the availability of these currency-receiving accounts might vary depending on your location and other factors. Additionally, Payoneer’s services and offerings might have evolved since my last update. It’s recommended to visit the Payoneer website or contact their customer support for the most accurate and up-to-date information on the available currency-receiving accounts.

To create a Payoneer account click:



In conclusion, a Payoneer account serves as a versatile tool for facilitating seamless international transactions and payments. Whether you’re a freelancer collaborating across borders or a business engaging in global commerce, Payoneer offers a platform that simplifies financial interactions. With features like online money transfers, prepaid debit cards, and digital payment services, Payoneer has positioned itself as a valuable solution for overcoming the challenges of cross-border financial transactions.

Its user-friendly interface and widespread acceptance make it a convenient choice for individuals and businesses seeking efficient ways to manage their international financial activities.

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Full Stack Developer, Backend And Frontend. And Also Bagged a HND in Computer Science at Abubakar Tatari Ali Polytechnic Bauchi.

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