How to report a scammer bank account in Nigeria

How to report a scammer bank account in Nigeria

Due to the increasing rate of online scams, anyone can be a victim. In this post, we shall look at tips on how to get back your money after online scam. This is a bad news to all the online scammers in Nigeria, and a win to you.

About 60% of online users, especially those on social media have at a point in time been scammed, while about 20% are professional scammers.

People are being scammed on a daily basis. The good news is, there is a way to get back your money after it has been transferred to an scammer’s account.

How to get back your money after online scam

Below are tips to recover your money after you have been scammed online;

1. Take a screenshot of all your chats with the scammer (on WhatsApp, Facebook, Telegram or other)

2. Get the social media user name or phone number of the person that scammed you.

3. Write out the bank account number and account name where you send the money.

4. Go to the debit notification that your bank sent to you after you made the payment, and write out the “Transaction ID Number” .

5. Visit the scammer’s bank, and report to them.

6. Ensure you print out all the chats you had with the scammer, and submit it to the bank.

7. While at the bank, send an e-mail to the scammer’s bank, reporting the case, and also send a copy of the e-mail to the Central Bank of Nigeria (CBN) Fraud Desk.

8. After composing the email to be sent to the scammer’s bank, at the ending of the message, add “CC:“, to let the bank know CBN has also gotten your complaints. This would make the scammer’s bank take your case very serious.

Take note of the following:

You can get any bank’s e-mail address through Google search.

The CBN Fraud Desk email address is

What to expect

The scammer’s bank account will be placed on “no debit” (they cannot withdraw or transfer from the account).

When that happened, it is likely the scammer would visit his bank to know what is wrong with his account. Guess
what? The bank will contact police and the suspect will be arrested.

If proven guilty, the scammer will be asked to sign a waiver authorizing his bank to refund the money to you.

After refunding your money, the police may charge the scammer to court or hand over to Economic and Financial Crime Commission (EFCC).

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